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Checking / Draft Account

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No monthly maintenance fee or service charge!

Minimum deposit to open $25.00

VISA debit (check) card / ATM – use your debit card anywhere VISA is accepted.  You can access our on-site FREE ATM 24/7.

Overdraft protection options available (inquire with member service representative)


Convenient, easy and FREE online banking via our website or app

Check balances, transfer money,  set-up account alerts and view statements!


24/7 access to ‘PENNY’ our automated phone teller @ 254-754-4468.

Interest paid monthly on all accounts with average daily balance of $500 or more.